505-250-1944
Joshua Christensen, Private Money Broker
505-250-1944
Joshua Christensen, Private Money Broker
Investor-Focused Real Estate Financing Nationwide
Business-Purpose Capital Structured for Residential & Income-Producing Assets
Christensen Properties Private Money brokers asset-based real estate financing across the United States for investors acquiring, repositioning, or developing income-producing property. Financing is structured around property performance, rental income, and disciplined deal metrics — not consumer mortgage qualification.
We facilitate business-purpose lending only. Borrowers must operate through a legal entity, and financing is structured to support defined acquisition and exit strategies. Christensen Properties is headquartered in Albuquerque, New Mexico and operates nationally through established capital relationships.
Borrower Requirements & Lending Parameters
To ensure disciplined underwriting and aligned transactions, the following baseline standards apply:
Minimum loan size: $100,000
Business-purpose lending only (non-owner occupied)
Borrower must operate through an LLC or legal entity
Asset-based underwriting
Minimum DSCR threshold: 1.0 (for rental programs)
Experience evaluated case-by-case
Broker fees apply in addition to lender origination fees
This division does not provide consumer mortgages or owner-occupied financing.
Capital Solutions
Christensen Properties Private Money facilitates structured financing solutions aligned with investor objectives and asset type.
Rental Property Financing (DSCR)
Financing structured around rental income and property cash flow rather than personal income verification. Designed for stabilized or near-stabilized income-producing assets.
Value-Add & Rehab Capital
Short- to mid-term capital structured for acquisition and repositioning of distressed or underperforming assets, including fix-and-flip and fix-and-hold strategies.
Ground-Up Construction Financing
Capital solutions for residential development projects requiring phased funding aligned with construction milestones and exit strategy.
Bridge & Transitional Capital
Short-term structured financing designed to stabilize, reposition, or transition assets prior to refinance or disposition.
Why Investors Work With Christensen Properties Capital
Christensen Properties Private Money brokers DSCR-based and asset-focused financing for real estate investors who require capital structured around cash flow and asset performance rather than personal income. We work with investors locally and nationwide to facilitate business-purpose loans aligned with rental income, operating expenses, and long-term portfolio strategy.
With over 30 years of experience across real estate brokerage, mortgage lending, banking, and personal investing, our approach emphasizes disciplined underwriting and clear deal structure. We are not a consumer lender, and we are not volume-driven. Each transaction begins with the numbers, the asset, and the defined exit strategy — so investors can move forward with confidence and protect durable income.
Capital solutions may include rental financing, value-add and rehab funding, bridge capital, construction financing, and long-term hold strategies structured through institutional lending relationships.
Where We Lend?
Christensen Properties Lends In All 50 states
Capital Integrated With Acquisition Strategy
Christensen Properties Private Money operates as a structured division within Christensen Properties.
For investors acquiring residential or income-producing assets, financing may be integrated directly into acquisition strategy discussions when appropriate.
Lending remains business-purpose only and is structured to support asset performance, long-term positioning, and disciplined exit planning.
Let's get social!
TOP Albuquerque Realtors®
(C) 2025 Joshua Christensen, Qualifying Broker | NMREC 20522 | Realty One of NM | 505-883-9400
Joshua Christensen, Qualifying Broker | REC-2024-0235 | 505 Housing LLC | 505-250-1944
Investor-Focused Real Estate Financing Nationwide
Business-Purpose Capital Structured for Residential & Income-Producing Assets
Christensen Properties Private Money brokers asset-based real estate financing across the United States for investors acquiring, repositioning, or developing income-producing property. Financing is structured around property performance, rental income, and disciplined deal metrics — not consumer mortgage qualification.
We facilitate business-purpose lending only. Borrowers must operate through a legal entity, and financing is structured to support defined acquisition and exit strategies. Christensen Properties is headquartered in Albuquerque, New Mexico and operates nationally through established capital relationships.
Borrower Requirements & Lending Parameters
To ensure disciplined underwriting and aligned transactions, the following baseline standards apply:
Minimum loan size: $100,000
Business-purpose lending only (non-owner occupied)
Borrower must operate through an LLC or legal entity
Asset-based underwriting
Minimum DSCR threshold: 1.0 (for rental programs)
Experience evaluated case-by-case
Broker fees apply in addition to lender origination fees
This division does not provide consumer mortgages or owner-occupied financing.
Capital Solutions
Christensen Properties Private Money facilitates structured financing solutions aligned with investor objectives and asset type.
Rental Property Financing (DSCR)
Financing structured around rental income and property cash flow rather than personal income verification. Designed for stabilized or near-stabilized income-producing assets.
Value-Add & Rehab Capital
Short- to mid-term capital structured for acquisition and repositioning of distressed or underperforming assets, including fix-and-flip and fix-and-hold strategies.
Ground-Up Construction Financing
Capital solutions for residential development projects requiring phased funding aligned with construction milestones and exit strategy.
Bridge & Transitional Capital
Short-term structured financing designed to stabilize, reposition, or transition assets prior to refinance or disposition.
Why Investors Work With Christensen Properties Capital
Christensen Properties Private Money brokers DSCR-based and asset-focused financing for real estate investors who require capital structured around cash flow and asset performance rather than personal income. We work with investors locally and nationwide to facilitate business-purpose loans aligned with rental income, operating expenses, and long-term portfolio strategy.
With over 30 years of experience across real estate brokerage, mortgage lending, banking, and personal investing, our approach emphasizes disciplined underwriting and clear deal structure. We are not a consumer lender, and we are not volume-driven. Each transaction begins with the numbers, the asset, and the defined exit strategy — so investors can move forward with confidence and protect durable income.
Capital solutions may include rental financing, value-add and rehab funding, bridge capital, construction financing, and long-term hold strategies structured through institutional lending relationships.
Where We Lend?
Christensen Properties Lends In All 50 states
Capital Integrated With Acquisition Strategy
Christensen Properties Private Money operates as a structured division within Christensen Properties.
For investors acquiring residential or income-producing assets, financing may be integrated directly into acquisition strategy discussions when appropriate.
Lending remains business-purpose only and is structured to support asset performance, long-term positioning, and disciplined exit planning.
Let's get social!
TOP Albuquerque Realtors®
(C) 2025 Joshua Christensen, Qualifying Broker | NMREC 20522 | Realty One of NM | 505-883-9400
Joshua Christensen, Qualifying Broker | REC-2024-0235 | 505 Housing LLC | 505-250-1944